Its always a good idea to find out how much mortgage loan you qualify for before making an offer on an home , banks typically base this on your income and your current monthly expenditure which includes living expenses and debt repayments.
Before the [...]

Mortgage originators are relatively new players in the South African home loan market, making their appearance in the mid 1990s.

You’ve finally found your dream house and are ready to commit but there’s that question of home mortgage affordability. The credit crisis and global recession certainly doesn’t help, Don’t let this thought scare you away just yet. Find out if you can go ahead and buy that house at last.