Mortgage Period (years)	30252015105
Interest Rate (%)
Income
Gross Salary (R)
Other Income (R)
Expenses
Salary Deductions (R)
Living Expenses (R)
Debt Payments (R)
You qualify for a mortgage of (R)
Your monthly mortgage payment will be (R)

Notes on Using the Affordability Calculator

1. Input your gross salary and any other income you may receive
2. Include all deductions including medical aid and pension etc under Salary Deductions
3. Include all your day to day living expenses
4. Include all you debt payments
5. Hit the ‘ Calculate button ‘ and the calculator will provide you with a loan amount and the monthly payment required to service the loan amount.
6. Please Note - This calculator will give you an indication of how much you can afford to buy , each bank has its own internal credit criteria and the amount that you qualify for may vary from bank to bank.