Posts Tagged ‘
credit act ’
Mar 16th, 2010 |
By Editor |
Category: News
We survey the blogosphere to see what others are predicting for interest rates during 2010 ;
Lower Interest Rates Will Revitalise Property Market By 2010
In 2009, the direction of the property market is largely defined by what is happening globally as well as politically [...]
Tags: credit act, NCA, new car sales, property market Posted in News |
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Feb 17th, 2010 |
By Editor |
Category: Personal Finance
The National Credit Act (NCA) became effective on 1 June 2007. The objectives of the NCA are:
To create one set of rules for all credit activities
To prevent reckless lending by credit providers
To improve consumer rights for credit consumers.
These objectives are achieved by 3 Regulations used to protect consumers,
Regulation 1 - assessing the consumer’s ability to [...]
Tags: act limits, consumer rights, credit, credit act, credit applicant, credit bureau, credit consumers, credit provider, credit providers, interest rate caps, national credit act, national loans, NCA, usury act, vehicle loans Posted in Personal Finance |
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Feb 16th, 2010 |
By Editor |
Category: Home Loans
Its always a good idea to find out how much mortgage loan you qualify for before making an offer on an home , banks typically base this on your income and your current monthly expenditure which includes living expenses and debt repayments.
Before the implementation of the National Credit Act (NCA) in June 2007 banks and [...]
Tags: credit act, debt repayments, gross incomes, immovable property, lower mortgage, luxury items, mortgage affordability, mortgage affordability calculator, mortgage amounts, mortgage lenders, mortgage lending, mortgage loan, prospective borrower Posted in Home Loans |
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Jun 18th, 2009 |
By Editor |
Category: Lead Article
You have found your dream car and unless you intend paying cash for it you need to arrange for vehicle finance. Most vehicle buyers will use vehicle finance provided by a bank/finance company.
Tags: bank finance, car finance, credit act, credit policies, finance companies, finance company, finance options, hire purchase agreement, installment sale agreement, Insurance, lease agreement, national credit act, period subject, rental, vehicle finance, vehicle financing Posted in Lead Article |
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Nov 16th, 2008 |
By Editor |
Category: Personal Finance
How Difficult is it To Get Business Finance?
If you’ve tried to get a loan from the bank for your business lately, you know it’s no slam-dunk. All the advertising where banks claim to be SME friendly sound great, but when you get nose-to-nose with a banker it’s another story.Some of the reasons that make [...]
Tags: banks, big guns, business concept, business plan, cash-flow, collateral, concept management, credit act, credit crunch, credit history, credit managers, credit report, entrepreneur, financial projections, lender questions, loan request, national credit act, personal surety, personal tax returns Posted in Personal Finance |
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