Posts Tagged ‘ credit act ’

Interest Rate Outlook 2010

Mar 16th, 2010 | By Editor | Category: News

We survey the blogosphere to see what others are predicting for interest rates during 2010 ;
Lower Interest Rates Will Revitalise Property Market By 2010
In 2009, the direction of the property market is largely defined by what is happening globally as well as politically [...]



Introduction To The National Credit Act

Feb 17th, 2010 | By Editor | Category: Personal Finance

The National Credit Act (NCA) became effective on 1 June 2007. The objectives of the NCA are:

To create one set of rules for all credit activities
To prevent reckless lending by credit providers
To improve consumer rights for credit consumers.

These objectives are achieved by 3 Regulations used to protect consumers,
Regulation 1 - assessing the consumer’s ability to [...]



How Much Mortgage Loan Do You Qualify For?

Feb 16th, 2010 | By Editor | Category: Home Loans

Its always a good idea to find out how much mortgage loan you qualify for before making an offer on an home , banks typically base this on your income and your current monthly expenditure which includes living expenses and debt repayments.
Before the implementation of the National Credit Act (NCA) in June 2007 banks and [...]



Financing Your New Car

Jun 18th, 2009 | By Editor | Category: Lead Article

You have found your dream car and unless you intend paying cash for it you need to arrange for vehicle finance. Most vehicle buyers will use vehicle finance provided by a bank/finance company.



Tried Getting A Business Loan , Lately

Nov 16th, 2008 | By Editor | Category: Personal Finance

How Difficult is it To Get Business Finance?
If you’ve tried to get a loan from the bank for your business lately, you know it’s no slam-dunk. All the advertising where banks claim to be SME friendly sound great, but when you get nose-to-nose with a banker it’s another story.Some of the reasons that make [...]