The National Credit Act (NCA) became effective on 1 June 2007. The objectives of the NCA are:

To create one set of rules for all credit activities
To prevent reckless lending by credit providers
To improve consumer rights for credit consumers.

These objectives are achieved by 3 [...]

You’ve found the car that makes your heart race at 120 beats per minute. Now only one thing stands between you and the car of your dreams: financing the purchase. In a perfect world, you’d pay the full price in cash without blinking.